Every feature, indexed.
The full ZenPays feature set across payments, smart routing, risk, payouts, unified commerce, analytics and AI agents. No teasers, no gated PDF; what the platform does, on one page.
Payments
6 features
The transaction lifecycle, handled end to end: create, confirm and capture through one API, with 3DS applied only where it earns its friction.
Orchestration
6 features
Smart payment routing is the core of the platform. Policies weigh cost, speed, geography and success rate per transaction; cascading retries recover soft declines instead of surrendering them.
Payouts + Treasury
6 features
Money out deserves the same rigour as money in. Refunds, payouts and settlement reconcile into one ledger view, with stablecoin settlement available where speed matters more than habit.
Risk
6 features
Risk decisions you can defend: every score ties back to signals and outcomes, every action carries a reason code. Block fraud, not revenue.
Unified Commerce
6 features
One timeline per transaction and one profile per customer, across every rail and provider. Disputes, refunds and payouts stop living in separate tabs.
Analytics
6 features
Reporting that does not lie by omission. Route-level unit economics, approval and decline mix, latency and settlement timing; the numbers that change decisions, not vanity charts.
AI Agents
6 features
Agents for outcomes, not theater. They watch routes, disputes and reconciliation, recommend changes, and prove their case with data before anything ships.
Features are claims. Routing is proof.
Every capability above exists to move one number: more approved payments at lower cost, settled faster, with decisions you can explain. See how the pieces fit on the product overview, browse the connector directory, or look at supported payment methods.